Managing Broker

Jim Pogue

Jim Pogue of Desert Canyon Mortgage - Bio Photo Holding Save Sign

Hi, I'm Jim Pogue.

I'd love to help you understand how mortgage pricing works. I can simplify the home loan pricing process for you in under 10 minutes, enabling you to make an informed decision and choose the loan structure best suited for your individual scenario. Our transparent pricing model peels back the curtain and allows you to see where every dollar goes.
Jim Pogue

Owner / Managing Broker
At your service.

(509) 440-1513
NMLS# 114044

I was born in Richland, Washington and grew up in Benton City. After my service in the Army I worked in the family business based in the Tri-Cities for 15 years. I was a realtor for 5 years and then opened Desert Canyon Mortgage Company in 1998 with the intent of simplifying the mortgage pricing process for home buyers. We've been helping home buyers understand their options and save money on closing costs ever since.

While operating as a Realtor, selling LaPierre Homes I decided to open a mortgage company to help handle new construction loans. Being new to the mortgage industry and not realizing that most mortgage companies keep the "Lender Credits" I began my career by giving them back to the borrower. And that's been good for our clients which has been good for us. It wasn't long before I had a line of prospects interested in knowing how they could have their closing costs paid for and I soon let the Realtor end of things go to focus full time on how to make mortgages make more sense to everyday people.

The look on the borrower's faces when they realize how much money they have saved by teaming up with Desert Canyon. We peel back the curtain on mortgage pricing so that the buyer can see all their options in one place and make an informed decision and that gives me a sense of accomplishment.

My brother Russ. He has influenced almost every part of my life. Russ was his own man. He looked after me not only like a brother, but in his way as a father. Here are just a few of the maxims that he has imparted to me and that I try to live by.

"You treat people right and the money will take care of itself."

"If you have a problem and money will solve it, you don't have a problem"

"After the auction, there's still cows left to buy."

"I don't ask questions, if they want me to know they'll tell me."

Desert Canyon Mortgage Company is among the top 100 mortgage brokers out of 2400 nationwide for the largest wholesale lender in the United States.

Also, I've been able to help build a team of incredible people to help fulfill our vision of helping more people understand their mortgage and get the best loan terms possible.

I am very mechanical. 

Camping, Jet Skis, Go Cart Racing

The race car of course. ; )

A Word From My Clients

"As an Account Executive for the #1 wholesale lender in the country I get to work with brokers all across the nation and I would highly recommend Desert Canyon to anyone looking to purchase or refinance. I have been working with Desert Canyon Mortgage for over 3 years. Year after year, they consistently close loans in 21 days or less! They continuously provide transparency and reliability throughout the entire loan process to their clients making closing loans with them simple and easy. I would recommend them to my own family members and I look forward to our continued partnership."


"Our Realtor, Denise Swanson, referred us to Jim at Desert Canyon and he was so wonderful. We had a closing date that was very close and Jim and his team worked day and night to meet our closing date. Beyond that, he even saved us $5k in closing costs and dropped out interest rate over 2%. The team there is caring, honest, and hardworking! We couldn't have been happier that we switched to Desert Canyon. Thank you Jim and your team for getting us into our new home! We would recommend you to anyone shopping for a mortgage company! We'd give you 100 stars if we could! 5 just isn't enough!"

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Ready to save money on your next mortgage?

Schedule a meeting with Jim and you'll have a mortgage ally who will help you make sense of your options and ensure that you don't leave any money on the table.