I have been in the mortgage business over 15 years, in California, Colorado and Washington as a producer, manager and regulatory compliance officer.

Sitting in on the closing and handing the client the key to their new home and witnessing the smile on their face, and pride in their achievement of the American Dream – Home Ownership.

My father for what he was able to accomplish without a formal education, moved his family to California following his honorable discharge from the army to start his own business.

Published in 2007 in the Vancouver Business Journal for product innovation, in developing a surety program for residential remodel contractors and homeowners to assure work performance and payment per the terms of a contract.

Negotiation - effective verbal communication, speaking, listening, reduction of misunderstandings as a key element of effective rapport building, problem-solving, decision making assertiveness and dealing with difficult situations.

Extensive study and training in Okinawan karate, specifically the Okinawan system of Goju Ryu Karate. A Chinese system based on the eight precepts of Chinese Kempo. A self-defense based martial art form recognized in Okinawa as a national treasure.

I am the car, ever mobile, reliable, dependable, and transparent. Within the game, as a player, the car represents moving energy, never remains in one place very long, adventurous, ready to see the world.