Take A Walk Through

The Home Loan Process

Start Here.

The home loan process is the less glamorous and often-overlooked part of buying a new home. Before you schedule a dozen home tours, familiarize yourself with each step in the mortgage process so you’ll know exactly what to expect every step of the way.

Get Pre-Approved

Create an application and supply the required documentation.

This will let you know the price range to shop in, your estimated payment and cash to close.

This can be done in person, on-line or over the phone.

Need help getting started?

Ask An Expert

Meet with one of our preferred real estate partners:

We will refer you to someone who will have your best interests at heart!

Contact Us

Find your dream home and make an offer.

Get a home inspection once your offer is accepted.

Collect any remaining documentation so your loan officer can submit your loan to underwriting.

Get your conditional loan approval from underwriting. There may be a few more pieces of documentation for you to collect for your loan officer in order to get your final approval.

Your loan will be cleared to close!!

Your loan officer will order closing documents and they will be finalized by the title company who will let you know your exact cash to close and set up your signing appointment.

Sign your loan documents at the title company.

After you sign they will record your loan with the County.

Get Your Keys!

As soon as your loan is recorded you are officially the new home owner! Your Realtor will arrange for you to get your keys!!  

Want to learn a bit more about how mortgage pricing works?

Check out fearless leader Jim Pogue breaking down the mortgage pricing process in a quick video.