Mortgage University is our free monthly mortgage workshop where you can quickly learn the ins and outs of how to get a solid mortgage loan.

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Need home loan help? Chat with an expert. No obligation, no selling - just transparent mortgage advice. Call (509) 491-3200.

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We Have More Options!

Don't settle for the couple of options a bank will want to put you in. We partner with the biggest and brightest mortgage lenders out there to bring you the best deal. 

Conventional

A traditional home loan for experienced buyers with good credit

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FHA Loans

Flexible home loan option for buyers without perfect credit

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VA Loans

Low down payment loans for veterans and their families

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Refinance

Get a better rate and lower your monthly payment

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USDA Loans

This mortgage has Zero down payment and is for homes located in rural areas that are designated by the USDA.  There are income limits for borrowers who wish to use a USDA loan, both an upfront mortgage insurance and a small monthly mortgage insurance.

Ask your loan officer to determine whether your income is within the limits set by USDA and what areas are USDA eligible. As with all of our loans, we offer options with lender credits that can reduce or eliminate your closing costs!

Reverse Mortgage

A reverse mortgage allows a borrower to access the equity in their home to either eliminate monthly payments, get a lump sum without having to make monthly payments or just stop monthly mortgage payments. The following  are eligibility criterial that a borrower must meet.

  • You and any other owners of the home (such as a spouse) must be at least 62 years of age

  • The home must be your principal residence

  • You must not be delinquent on any federal debt

  • You must discuss the program with an independent counselor who’s approved by the Department of Housing and Urban Development (HUD) and from a HUD-approved agency

Please contact your loan officer to see if this loan is right for you!!

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Meet our team of mortgage professionals and choose a guide (loan officer) who will help you navigate the home loan process while keeping your best interests at the center of the search.

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