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We Have More Options!

Don't settle for the couple of options a bank will want to put you in. We partner with the biggest and brightest mortgage lenders out there to bring you the best deal. 

Conventional

A traditional home loan for experienced buyers with good credit

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FHA Loans

Flexible home loan option for buyers without perfect credit

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VA Loans

Low down payment loans for veterans and their families

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Refinance

Get a better rate and lower your monthly payment

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USDA Loans

This mortgage has Zero down payment and is for homes located in rural areas that are designated by the USDA.  There are income limits for borrowers who wish to use a USDA loan, both an upfront mortgage insurance and a small monthly mortgage insurance.

Ask your loan officer to determine whether your income is within the limits set by USDA and what areas are USDA eligible. As with all of our loans, we offer options with lender credits that can reduce or eliminate your closing costs!

Reverse Mortgage

A reverse mortgage allows a borrower to access the equity in their home to eliminate monthly mortgage payments. You can choose to receive the money from a reverse mortgage all at once as a lump sum, fixed monthly payments either for a set term or for as long as you live in the home, as a line of credit, or a combination of these. The following are eligibility criterial that a borrower must meet.

  • The home must be your principal residence

  • You must not be delinquent on any federal debt

  • You must discuss the program with an independent counselor who’s approved by the Department of Housing and Urban Development (HUD) and from a HUD-approved agency

  • Please note that even though monthly P&I payments may be eliminated, you must still make the required payments for property taxes and homeowner’s insurance.

Please contact your loan officer to see if this loan is right for you!!

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