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The home must be your principal residence
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You must not be delinquent on any federal debt
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You must discuss the program with an independent counselor who’s approved by the Department of Housing and Urban Development (HUD) and from a HUD-approved agency
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Please note that even though monthly P&I payments may be eliminated, you must still make the required payments for property taxes and homeowner’s insurance.
Please contact your loan officer to see if this loan is right for you!!