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You and any other owners of the home (such as a spouse) must be at least 62 years of age
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The home must be your principal residence
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You must not be delinquent on any federal debt
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You must discuss the program with an independent counselor who’s approved by the Department of Housing and Urban Development (HUD) and from a HUD-approved agency
Please contact your loan officer to see if this loan is right for you!!