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Getting Pre-Approved Should Always Be Your First Step

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a…

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6 Mistakes To Avoid When Applying For A Mortgage

Key in lock

When lenders review your application, they like to see consistency in your finances. Avoid these major mistakes when applying for a loan! Do not make major purchases like furniture, appliances, jewelry, vehicles or vacations. Don’t change or quit your job. Consult with your mortgage professional before withdrawing, depositing or moving large amounts of money in…

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61% of First-Time Homebuyers Put Down Less Than 6%

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  According to the National Association of Realtors’ latest Realtors Confidence Index, 61% of first-time homebuyers purchased their homes with down payments below 6% from October 2016 through November 2017. Many potential homebuyers believe that a 20% down payment is necessary to buy a home and have disqualified themselves without even trying. The median down…

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